We Provide SOLUTIONS for ALL Phases of Your LIFE.

Our clients look to us for experience, added value and advice!

We make the complex simple.

We create L.I.F.E. Plans that help manage the day-to-day as well as long term decisions.

We bring practical advice and solutions that are appropriate to your situation.

The Phases of Your L.I.F.E.

We provide a wide-range of financial planning service including:

Pre-Retired

  • How much do you need to save?
  • How long will your money last?
  • Analysis of Pension Options, Joint/Single Life Survivor Options
  • When should you take your CPP?
  • Tax efficient drawdown of RRSP/RRIF Accounts


Retired 

  • Downsizing
  • Tax Efficient Income
  • OAS Claw back Issues
  • Cash Flow Planning
  • Estate Planning with Insurance Solutions

Business Owners:

  • Insured Retirement Plans
  • Living Benefits – Critical Illness & Disability
  • Business Succession Planning
  • Review of Share Structure & Partnership


Cross-Border Exposure

  • Planning for Snowbirds – Potential Investment & Real Estate Liabilities
  • Estate Exposure & Management


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Our team will handle your entire financial life plan through each phase of your L.I.F.E. so the road ahead is smooth and easier to travel.

How are We Different?

Our Core Beliefs & Guiding Principles

The 'Typical' Client that we deal with is anything but typical, however they do share many of the same challenges. This is where we EXCEL, as we focus on the process of determining what is appropriate for each individual before suggesting their L.I.F.E Plan.


We care about your financial future, we understand that your assets represent your past and your future, our job is to offer sound advice for the best way to navigate the challenges.

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The L.I.F.E Blog

Welcome to our L.I.F.E blog, where share articles that will help you navigate the complexities of wealth management and investment strategies. Explore our insights to make informed decisions for a secure financial future.

The four cornerstones of your estate plan

29 Jun, 2024
Are you waiting to be wealthy enough, or old enough, to think about having an estate plan? Do not wait, because estate planning is a fundamental part of establishing financial security for all Canadians. Your estate plan ensures that the right people are designated to make important decisions when you can’t, and that your property can be efficiently passed on to those you want to receive it.

Is it over?

22 Jun, 2024
It seems like just yesterday that you could buy a pint of Stella for $7 or so. Now, more often than not, it is closer to $10. Yep, inflation. It is kind of like a tax on doing things, as just about everything has cost more over the past few years.

This Ain’t That

04 Jun, 2024
The US market is up a little over 10% this year, Canada +6%, Europe +10%, and Japan +15%, while bonds are down about -1%. Huh, that sure does look like asset allocation is working well again after the car crash of 2022. Even better news is that the market is moving higher thanks to good fundamental news, not simply because central bankers are jamming more money into the financial system.
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